This legal statement contains the terms and conditions which govern the Web Site at www.jaeger-nickola.com, and other Web Sites owned by Jaeger, Nickola & Associates, Ltd. ("JNA"). Your use of any JNA Sites constitutes your agreement with the terms of this JNA Web Site End User Agreement. DO NOT USE ANY OF THE SITES IF YOU DO NOT AGREE WITH THESE TERMS.

Ownership / Trademarks
The contents of the Sites owned by JNA including the images, text, audio and other components contained therein are copyrighted by Jaeger, Nickola & Associates, Ltd. Except where otherwise noted, all names, logos and trademarks appearing on the Sites are the property of JNA. You may not use any such materials for any purpose without the express written agreement of JNA.

Communications and Unsolicited Ideas
Information delivered to the Sites (whether via posting in message boards, electronic mail, or otherwise) should not be considered by you to be confidential. JNA shall not be responsible to keep such information confidential, and JNA shall not be liable for any use or disclosure thereof. All such information is, and shall remain, the sole and exclusive property of JNA and may be used by JNA in perpetuity for any purpose whatsoever, commercial or otherwise, without compensation.

No Warranties
JNA MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENTS OF THE SITES. JNA EXPRESSLY ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. FURTHER, JNA DOES NOT WARRANT THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF COMPUTER "VIRUSES." THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THIS SITE AND THE SOFTWARE CONTAINED WITHIN REMAINS WITH YOU.

No Liability
for Damages In no event shall JNA be liable for and damages whatsoever including, without limitation, special or consequential damages, damages for loss of business profits, business interruption, loss of business information or any other pecuniary loss, arising out of your access to, or inability to access, this Site or your use of, or reliance upon, this Site or the content hereof. In addition, JNA has no duty to update this Site or the content hereof and JNA shall not be liable for any failure to update such information.

Any term, condition, or provision of this Legal Statement that is determined for any reason to be unlawful, invalid, void, or unenforceable, shall not affect any other portion of this End User Agreement.